In addition to providing travel insurance, AXA offers trip other assistance through its network of over 9,000 staff members in over 30 offices around the world. American Modern Home Insurance – which has an A+ financial rating from A.M. AXA Assistance has an A+ rating from the Better Business Bureau. Medical coverage is the most important part of travel insurance, as U.S. health plans generally won’t cover you while you’re abroad. The travel industry experts we spoke with recommend a minimum of $50,000 in medical coverage .
This type of insurance plan has been designed to cater to the needs of corporates travelling for business purposes. It usually has a validity of up to 1 year that allows the insured traveller to undertake several journeys. It includes covers such as flight delay, medical expenses, loss of baggage, missed connecting flight, etc.
AIG’s Travel Guard helps keep unexpected problems off your itinerary with 24/7 worldwide assistance. From minor inconveniences to major emergencies, we are prepared for what may go wrong, so you can enjoy your holiday. As you look forward to travelling again, you can travel confidently with AIG’s Travel Guard for your next getaway.
This may be related to adventure activities you are engaging in, or in case you get sick with COVID-19 in a country that may not have the medical facilities you are used to. Car insurance policies include a personal accident cover that compensates the owner of the policy a sum of up to Rs. 15 lakhs in case of injuries caused as a result of a car accident. AXA offers international private health insurance cover for Spain through it’s AXA PPP healthcare plan also known as AXA PPP International. Escorted by an AIG medical nurse, the insured safely returned home to Malaysia.
John Hancock’s travel insurance policies are competitively priced, offering excellent coverage, even for the most basic policies. Travelers can choose from three policies that each provide a high amount of coverage. Though AXA’s travel insurance plans are not for the cost-conscious, generous coverage amounts for medical and trip inconvenience can make these plans good value options. IMG Travel Insurance provides top-notch travel insurance plans for a variety of needs.
Be aware that tropical cyclone season in the South Pacific Ocean runs from November 1 to April 30 each year. Tropical cyclones, also known as hurricanes or typhoons, could cause serious disruptions to your travel plans if you were to be caught off guard. As part of your preparation for your trip to Thailand, make sure to purchase a travel insurance plan that includes coverage fortropical cyclones. If Covid is a concern, you can find travel insurance policies that cover Covid-related trip cancellation if you contract the virus right before the trip. AIG’s plan offers a full slate of coverage benefits that the savvy traveler will be looking for.
Unfortunately It Is Not Possible For You To Take Out Insurance Online
We’ll reach out to you within 2 business days to move forward with the process. Cruise insurance can cover you for things like missed ports, cabin confinements and unused excursions. Always make sure your destinations are included in your policy, as definitions of worldwide cover and European cover can vary among providers. Holiday curtailment If you have to cut your staycation short, due to illness, injury or another specified reason, you could recover costs for the holiday you missed out on. With COVID-19 creating issues for international travellers, Brits have been turning to holiday spots closer to home.
AXA offers car insurance policies with a range of cover levels and optional extras. You can also get discounts for insuring more than one car on the same policy. Know that you and your team are covered for emergency medical treatment if the worst happens when you’re travelling abroad. In the case of a car accident, traffic violation and other civil offenses Platinum Travel Assistance can put you in contact with a lawyer in the country in which you are traveling. Personal assistance insurance covers the additional cost from unforeseen events that force you to cancel or change your travel plans.
Covid Travel Insurance Faqs:
This type of insurance plan is meant for people travelling within the geographical borders of India. It financially protects individuals as well as families travelling within the Indian states from unforeseen travel emergencies. It provides coverage including medical cover, loss of baggage and personal accident cover amongst others. AXA has travel insurance policies to cover single trips, accidental damage and pre-existing conditions, as well as sports and activities cover. If you plan on doing a lot of travelling, you can also get annual holiday cover to protect you all year round. It will also cover the cost of any medications prescribed to you as a result of being infected with the virus.
The insurance should include a minimum coverage of $100,000. You can use our calculator to work out how much your anticipated arranged overdraft borrowing would cost over different periods of time. travel life insurance If you don’t have enough money in your account or available arranged overdraft to make a payment, we may either let you borrow through an unarranged overdraft or refuse to make the payment.
Find out which insurance group the Toyota Hilux falls under and how much it costs to insure. Find out which insurance group the Vauxhall Vivaro falls under and how much it costs to insure. Yes, 60-day or 90-day COVID 19 insurance is enough for your visit to Thailand.
Travel insurance is an insurance policy that offers financial compensation from travel-related mishaps. These include everything from lost, damaged, or delayed luggage, to significant ones like emergency medical treatment abroad. Please note that repatriation expenses will be covered under the travel insurance policy only if arranged through the designated assistance company.
You will not be covered for Coronavirus if you travel to a country against the advice of the Foreign and Commonwealth Office for a leisure trip. COVID-19 Coverage – This is interesting – CAT 70 offers a time-sensitive benefit called “Cancel for Any reason” that can reimburse up to 75% of your trip cost if you have to cancel it at least 2 days prior to departure. In case of a medical emergency, Travelex will cover your emergency treatment and evacuation.
Countries That Need International Travel Insurance Policy
Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Eg click on ‘1 star’ to just display the reviews we have which received a 1 star rating click or ‘Within the last month’ to display just reviews posted over the last month. However, if the DFAhasstated that you should not travel to your destination, then you should approach your airline to request a refund.
We’ll help you compare travel insurance providers and find the most competitive quotes to suit your UK holiday. Transport/flight cancellations and delays You may need to take a domestic flight, train journey, ferry crossing or coach to your holiday destination. Travel insurance could cover the costs of any cancellations or delays during your trip. Please note – policies or trips booked after 18 March 2020 will not cover cancellations due to any non-medical cancellation or disruption, including lockdowns, FCO or any other government’s advice against travel. It depends on the reason for your cancellation and what your policy says. You’re likely to be covered if you’re confirmed to have coronavirus but you wouldn’t be covered if, for example, you bought your insurance policy after your diagnosis.
Pearl – This option has a coverage limit of up to $50,000 for medical expenses and hospitalization abroad. It also covers emergency assistance, flight delays, trip cancellation expenses, loss of passport or luggage and so much more. Axa Travel Insurance mission is to offer high quality travel insurance and assistance products that range from claims management to international emergency medical assistance in 200 countries. Your policy should cover you for risks, which can cause you financial loss. We aim to compare travel insurance policies and to ensure you understand what is and what is not covered. 1.Life-threatening conditions are covered only if they arise from disclosed pre-existing diseases, which are mentioned in the travel insurance policy schedule, for people up to 70 years of age.
Assistance to join a family member during a medical emergency can also be arranged. Whether your van or pick-up is for business use or private use, AXA knows how important it is that the wheels keep turning. With AXA, choose the right kind of insurance to fit your needs. Yes, on the part one of the COE Application, the insurance is required.
Cover for extended trips may be available on request, subject to underwriting approval and payment of an additional premium. Single Trip policies cover one trip up to 365 days while our Annual Travel policies cover you for 12 months. You can take an unlimited number of trips lasting up to 31 days on the annual policy. Our policy provides coverage for trip cancellation due to the following Insured Events arising within thirty days before the commencement of the Journey for which you are not able to recover from any other source.
If you travel once or twice a year, this should meet your needs. According to AXA, it’s a condition that was present in the 60 days before your coverage begins. That also means you sought treatment or had symptoms for which you should have sought treatment. AXA Assistance USA Travel Insurance is a small part of a large organization that is dedicated to offering emergency services for its clients.
When you buy travel insurance, you should check your policy very carefully as they’re all different. Other policies offer worldwide travel insurance so you can travel wherever you like. Worldwide travel insurance can either include or exclude the USA, Canada and the Caribbean. There are two main types of travel insurance to choose between. You’ll need to think about what’s right for your needs, and the costs. Immediate coverage when you travel, without the hassle of purchasing insurance cover each time.
This includes medical conditions you’ve had within the last two years. Once claim is found admissible we shall update you and process the final reimbursment amount as per Policy terms and conditions. The Company shall pay or reimburse the Insured / Insured Person for the delay in transportation of checked-in baggage during a trip. Cover is limited to the travel destinations specified in the main travel ticket from India and return trip back to India.
The policy excess is the amount you must pay towards any claim. The excess applies to each insured person and each event that leads to a claim. If you have annual multi-trip cover, the maximum length per trip on the policy is 31 days. If you’ve been given medical advice that someone should stay with you and that requires someone travelling from the UK to be with you, we’ll cover the reasonable extra transport and accommodation costs for that person.
Most Read In Travel News
A great savings tip is to learn about Axa Travel Insurance Affiliate Program ‘s Rewards Program.How does a Rewards Program work? A difference is that you are covered in the whole of Europe, but not in a country of your permanent residence. A country of your permanent residence is always excluded from Europe Insurance coverage. Yes, if you travel to Europe without visa you can buy Europe Insurance. Perfect fit insurance for all travelling within and into the Europe.
As the Taal Volcano began to spew ash and smoke on Sunday, the Philippine Institute of Volcanology and Seismology raised its status to an Alert Level 4, indicating a hazardous eruption is possible within hours to days. Evacuation orders have been ordered for three towns in Batangas, Luzon. Flights have been disrupted at Manila International Airport.
Be sure to consult the policy packet for more details on this. Most forms of medical rehabilitation including medications, physical therapy, and emergency room visits. Money Saving Expert explains that both will cover your flight if the hotel is cancelled, but will decide on a case-by-case basis, depending on your circumstances, whether your hotel is covered if your flight is axed. Direct Line or Churchill are travellers’ best bets for single and annual trips and over-65s and pre-existing conditions. The AA cover policy and will cover you if your flight or hotel is cancelled. In this instance, globetrotters are owned a refund but you still might find yourself out of pocket due to other costs, for instance, if your airline cancels a flight so you’re forced to cancel your hotel.
However, domestic flights were resumed in May 2020 and International flights were started under Air Bubble agreements and Vande Bharat mission. As per the latest notification released by the Ministry of Civil Aviation, India has begun international flight under Air Bubble arrangement with 18 countries in September. Air bubble agreement is a bilateral agreement between two countries that enables the scheduled travelling with a set of regulations as well as specific restrictions. Ever since the first break out of the coronavirus pandemic, the DGCA has been extending the ban on scheduled international commercial flights.
What is the issue with Halifax customers AXA travel Insurance? Can't get through to amend my policy for love nor money! It is now urgent that I get in touch and I'm getting nowhere@HalifaxBank@AXA
Answer the phones and emails!!!!
— Karen Shepherd (@Kaz_2563) August 26, 2021
From skiing to golf, enjoy amateur leisure activities without worries. Our Superior and Premier plans also cover loss of sporting equipment. Up to S$7,500 for travel curtailment costs if you or your chase card travel insurance relative are diagnosed with COVID-19 while travelling and need to return to Singapore earlier than planned. You must submit your claims within 30 days of your original intended date of travel.
That plan offers good value for money for most people and is a smart buy. Should you need to file a claim, you’ll have to contact AXA by phone (toll-free) or email to get started. The AXA customer service team will hook you up with the forms you need and answer any questions.
Travellers were caught out this year due to the CoronaVirus and over the past few years due to snow or volcanic ash, don’t let it be you. Unfortunately, these risks will continue to affect Irish holidaymakers for the foreseeable future. Ensure you have adequate insurance in place to cover you, your partner and your family.
USI Affinity’s Ruby plan is highly competitive for COVID-related travel benefits. The plan has excellent benefits for travelers wanting solid COVID-related coverage. John Hancock’s Gold plan offers excellent coverage cancel any reason travel insurance levels for pandemic-related problems. With its top-notch benefits, this plan doesn’t have a disadvantage for COVID-related coverage. With top-notch benefits, this plan doesn’t have weak points for COVID coverage.
Put simply, there is no single “cheapest” travel insurance company. True, AXA and World Nomads returned the lowest quotes in our price comparison — but that won’t hold true for everyone. Prices are totally dependent on your trip, your age, and the policy you choose. Trip interruption or cancellation coverage is likely what comes to mind when you think of travel insurance.
Your safety is our top priority and we are here to help you with our fast claims service for any damages caused to your home or car during this severe weather. I wrote them again, telling them, that this is defibnitely not an esthetical treatment, but a very needed treatment because of the crazy pain my wife has in the mouth due to the teeth. It is more than 30 hours now and they never answered me again. I wrote them 3 times already, asking for help and assistance. I have repaid the refund in full including the second excess charge.
San Diego-based Generali Global Assistance has provided travel insurance since 1991. The insurance division has previously been known as CSA Travel Protection. Generali Global is accredited by the Better Business Bureau and has an A+ rating as well as an A financial rating from A.M. TravelGuard has an online Claims tool that allows clients to easily file a claim from a computer or mobile device.
What is the issue with Halifax customers AXA travel Insurance? Can't get through to amend my policy for love nor money! It is now urgent that I get in touch and I'm getting nowhere@HalifaxBank@AXA
Answer the phones and emails!!!!
— Karen Shepherd (@Kaz_2563) August 26, 2021
Breakdown cover will not automatically be included in your AXA car insurance policy. If you want AXA to pick you and your car up from the side of the road when you break down, you must take out breakdown cover separately. It can be included in your car insurance policy as an optional extra. Therefore, if you need to cancel your trip for a covered reason, you would receive a refund for your prepaid and non-refundable costs, but not what you paid for the travel insurance. Consumer Reports recommends that you use an online travel insurance broker to search for a good match for your travel.
GlobeHopperSM is designed to meet the needs of international travellers looking for temporary travel medical insurance coverage while traveling outside of their home country. If you develop a nasty viral infection a day or two prior to your trip, it would mean that you have to cancel your trip. Not every travel insurance policy will cover pre-departure trip cancellations. For policies that cover such asAIG Travel Guard, they may require you to visit a doctor before cancelling the trip. If you happen to fall sick on the day of departure itself, you are required to visit the doctor not more than 72 hours after the cancellation.
All affected members will be written to by AXA Health in good time before the renewal date with more detail about the impact on cover for the affected members. If you have booked a package holiday, you should approach your tour operator in the first instance. If you are then passed in the direction of the insurer, each potential claim will be looked at on a case by case basis. “Website and order instructions some of the best for travel products. Easy to understand, quick response time and best of all are you question and answer videos.”
I often travel for business purposes and i always take travel insurance for each of my trips. Earlier i used to take policy from somewhere else but last time I had taken my travel insurance from Policybazaar and i got too good service from here which was beyond my expectations. The first of its kind private train on Indian Railways Tejas Express, which started its services recently, is offering trip insurance policies to its passengers free of cost. The offer is valid for the passengers travelling in Lucknow-New Delhi and Mumbai-Ahmedabad Tejas Express, which includes trip insurance of worth Rs. 25 lakh, along with a partial refund for train delays. Hassle-Free Claim Procedure – While choosing an insurance policy for your journey, find out about the claim procedures of different insurers.
Good morning, everyone. 🙂 We're here until 8pm this evening if you need help. Please send a DM our way and we'll get back to you asap. Have a nice Wednesday! ~ Neil & Andy
— AXA Insurance UK (@axainsurance) June 10, 2020
For DirectAsia TripSaviour family plans , the benefits, coverage amount and premiums illustrated are based on 2 adults travelling with up to 4 children. Benefits, coverage amount and premiums for family plans may differ according to the number of travelling adults and children. 1For DirectAsia TripSaviour family plans , the benefits, coverage amount and premiums illustrated are based on 2 adults travelling with up to 4 children. Medical care and treatment for pre-existing medical conditions that haven’t been declared when getting your policy. If your flight is cancelled by the airline, then you’re entitled to a full refund, which means you won’t need to claim on your travel insurance.
If there is partial loss of the items contained in the checked-in baggage. If your baggage is lost, unless a Property Irregularity Report or equivalent report, issued by carrier, is procured and submitted. Is lost on account of it being left unattended or forgotten in a public place or transport, hotel, apartment or a private place or vehicle. In case you do lose your passport, your policy will reimburse you for actual expenses necessarily and reasonably incurred to get a duplicate or fresh passport. EASP means any organization or institution appointed by the Company for providing services to the Insured / Insured person for claim under insurable event.
Travelers comes in third in our ranking of the cheapest car insurance companies, with a representative rate of $1,212. Saga has been providing quality health insurance for more than 25 years and we specialise in the needs of the over 50s. Our health insurance has no upper age limit and no medical required.
You can read the policy coverage details and can even purchase a travel insurance policy online at your convenience. The company shall pay or reimburse emergency care expenses incurred for availing immediate emergency medical assistance required on account of any disease /illness or injury whilst on a trip. AXA travel insurance covers a wide variety of travel-related losses, including luggage damage and theft, medical issues, and trip interruption. Its adventure travel policy is especially robust and not only covers traditional adventure activities but also reimburses policyholders for sports equipment rentals and lost golf days.
AIG Travel was a winner of Forbes Advisor’s best travel insurance companies of 2020 awards. No, Sawasdee Thailand also provides coverage for medical expenses from the accident, sickness including COVID-19 which is not a pre-existing condition. The company will cover the cost of treatment incurred based on medical necessity. Poor policy plan which has low coverage and the investment is high. I’m really disappointed with the policy I have taken i.e., bharti axa travel insurance.
1 young child per adult, up to 2 per family are covered for free. Geico is the second-cheapest auto insurance company based on a study rate of $1,063. Insurance may not be the first thing you think of when car-hunting , but, as a legally mandated financial product, car insurance is essential before you venture out on the road. If you need any guidance on how to get online car insurance, get in touch with ICICI Lombard General Insurance . It makes sense to take out fully comprehensive car insurance which will usually come with some very useful extras such as roadside assistance should you break down while driving in Spain. Natural disasters including but not limited to volcanic eruption, flood, earthquake, tsunami, hurricane or wildfire are covered events under our policy.
Both annual travel plans and tailored single trip plans help meet all needs and kids under 17 are free. Most credit card companies include travel insurance as one of the perks for their travel-focused credit cards. It’s part of their “Frequent Traveler’s” package and it can prove valuable for saving yourself a couple of hundred to a few thousand pesos for travel insurance.
That being said, not many insurance companies will do this anyway. Limited medical coverage in home country – 15 days out of 90 for Americans and 30 days out of 90 for everyone else. Get covered (with Shariah-compliant plan) for travel where to buy travel insurance delays, loss of baggage, medical emergencies and other travel inconveniences. One of the best online travel insurance and takaful in Malaysia. For travellers over 65, the travel insurance you choose will depend on your age.
A specialist travel insurance provider for your annual travel insurance can give you peace of mind while you’re on holiday. If something unexpected happens, we’ll be there to get you back on your feet. With annual travel insurance, you can choose the start date of your policy and the region you want to be covered for depending on where you’ll be travelling to in the next year. Worldwide travel insurance for you and your family including winter sports cover. If you are travelling outside Europe, you will need to buy a worldwide policy. For example, a trip to the US will increase the cost of your travel insurance because medical care there is very expensive.
The insurer will deliver the policy document to your mailing address within a stipulated period. Once you have decided the additions you want to make, if any, fill an application form and submit it along with the physical copies of the documents required. Documents usually required include original or photocopies of ID/address proof, policy document, etc.
Having a plan that covers medical treatment while you are abroad, might qualify you for cheaper travel insurance premium. Pick up a travel policy and explore more with our fantastic cover that provides a range of benefits with a 20% online discount. If you have private medical insurance that has overseas medical cover, you could save even more with a 25% discount on your travel cover. A travel policy providing comprehensive coverage for travelers seeking leisure activities as well as adventurous activities.
Have peace of mind, knowing that we can cover medical conditions that arise during pregnancy and birth; so whatever happens along the way, we’ll be there for you and your baby. Protect your trip with cancellation, interruption, delay and medical benefits. Unlike many comprehensive plans, the Gold plan also provides many benefits with AXA’s 24/7 Worldwide Travel Assistance Services. The Assistance Services also include Medical Repatriation, Urgent Message Relay, Legal Referrals, Lost Document Assistance, and so on. Integrated global solution that provides direct access to medical and security services through a dedicated app available on desktop, mobile and tablet.
It is essential that you check the entry requirements for return to the UK – the Traffic light system. England, Wales, Scotland and Northern Ireland have slightly different rules and you need to be aware of the rules that apply to you. The research methodology used to estimate and forecast this market begins by capturing the revenues of the key players and their shares in the market.
You can make a Claim with AXA Schengen Insurance online or by calling the company directly on the call center. Make sure you have your insurance policy number with you, and that you contact them as soon as possible. Anyone who wants to travel to the Schengen Zone can apply for AXA Schengen travel insurance, regardless of nationality or Schengen visa requirements. Get a quote for AXA’s international health insurance, and select Prestige or Prestige Plus to make sure pregnancy cover is included. With our international health insurance, whether it’s covering yourself and your baby, your family, or your employees – we’re here to help.
In general, getting a police report tends to vastly speed up payment on your claim. There are some tips and tricks when purchasing a travel insurance. To make sure that you won’t have to go through all the hassle we went through, we’ve listed our insider knowledge below.
Travel Tips We provide many travel tips to assist you in the planning of your trip, as well as advice to help you while away from home. Recent Warnings We provide up to date warnings and alerts that you may need to know before your trip. Be sure to check our recent alerts for more information on your destination. For up to date travel insurance information related to COVID-19, visit our FAQ COVID-19 Page by clicking here.
Claim settlement ratio is one metric that you can look at to check the claim settlement experience of any insurer’s customers. We recommend you save this number into your mobile phone for you or someone on your behalf to call if you require emergency medical assistance when abroad. First of all, if you need to arrange emergency travel or medical treatment, contact AXA first, and let them take care of the details. Losses related to suicide, self-harm, and the use of drugs or alcohol are not covered. Appropriate help and advice is provided by ourlegal expenses insurance or the Ombudsman for the Swiss travel industry.
For some you are also able to talk to an agent through a live online chat, and for Van insurance you can send an email. We have listed all the other possible ways to contact AXA’s customer service team in the table below. The III is dedicated to promoting a public understanding of insurance. Things like pre-existing conditions, pregnancy-related issues, job loss or travel in a country that has reported a high threat of terrorism may be excluded. Allianz Travel Insurance is part of the giant multinational corporation Allianz, which has over 140,000 employees on five continents.
- Home emergency cover is provided by AXA Assistance and is underwritten by Inter Partner Assistance SA .
- It’ll take a couple of days to switch over your payment arrangements, and make sure your Lloyds Bank account is ready to go for the switch date.
- You should purchase travel insurance for your trip immediately after you’ve booked.
- We don’t sell your personal information, in fact you can use our site without giving it to us.
The company does post some positive customer testimonials on its webpage and we encourage people who have AXA policies to leave their comments about the company below. AXA’s travel insurance policies in the United States are underwritten by Nationwide Mutual and administered by AXA. We therefore focus on Nationwide’s financial strength as being most relevant to consumers. Nationwide’s solid ratings by the top three financial analysis firms should assure consumers that there are sufficient financial assets available to pay out in the event they have a travel insurance claim. Travel Inbound Plus – offers you mandatory medical cover along with additional travel covers for lost baggage and flight cancellation. With cover from lost luggage, to emergency medical treatment, you can get the most out of your time overseas.
You have to consult a doctor and supporting consultation notes & prescriptions are require to claim for these charges. No there is no such a card which we issue along with the Policy copy, you can submit the copy of your Policy schedule in the hospital & simulteniously contact our assistance service provider to intimate the claim. The original ticket/ boarding pass or a copy of the passport indicating the travel dates must be submitted with every claim, along with the completed claim form. The original bills and vouchers must be submitted along with all claims.
Applying for an arranged overdraft – When you have applied for this account, at the end of the application you can apply for an arranged overdraft which you can add right away. Helpful tools – You can use our eligibility checker and cost calculator to check your eligibility and calculate the cost of an arranged overdraft. Keep in mind you’ll need to pay a contribution of £100 each time you make a successful claim .
When it comes to our Annual Travel Insurance policy, you can choose between four regions to cover different locations you could be going on holiday to in the next year. The only countries or areas we cannot provide cover to visit are where either the Foreign, Commonwealth & Development Office or the World Health Organisation have advised against all or all but essential travel. You should check the FCDO advice for your destination, and any WHO updates when going abroad. If you have pre-existing medical conditions, are over a certain age or are planning to take part in activities on holiday, bank travel insurance might not cover you.
Fortunately, it is easy to purchase Thailand travel insurance. You can get instant quotes from various products on this website, compare them side by side and make an immediate purchase online. Even if you are going to Thailand tomorrow, you can purchase travel insurance today and protect yourself from unexpected medical emergencies. When international travel poses medical and financial risk, Atlas Travel insurance is there. Customize your Atlas Travel plan by choosing your deductible, coverage length, and overall coverage maximum. Travel insurance is a type of policy that reimburses you for money you lose from non-refundable deposits and payments when something goes wrong on your trip.
The online form lets you know exactly what kind of forms you’ll need for whichever event you’re going to claim for. If you are claiming for loss or damage, you must show you made a report within 24 hours of the event happening in order for those claims to be processed. For an additional price, you can add golf and sports equipment coverage. You will not be covered for things AXA considers as an “extreme sport”. This includes marathons, biathlons, triathlons, stunt riding, potholing, horse jumping big wave surfing and underwater activities requiring artificial breathing apparatuses.