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Texas Department Of Insurance Provides Evolving Industry Guidance In Response To Coronavirus


texas department of insurance

Much of it will happen remotely, but we have challenged ourselves to make that part as seamless as possible. Backed by the financial strength of the CNA Insurance Group, we have one of the highest US Treasury Underwriting Limitations in the surety industry. Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans. As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s.

Finally, based on the assessment, recommendations have been made to TDI on the most effective method for implementing succession planning. In 2010, the commissioner received a salary of $163,800 according to the Council of State Governments. In 2012, the commissioner received a salary of $163,800 according to the Council of State Governments. In 2013, the commissioner received a salary of $163,800 according to the Council of State Governments.

Brown Named Texas Insurance Commissioner – Insurance Journal

Brown Named Texas Insurance Commissioner.

Posted: Tue, 07 Sep 2021 07:00:00 GMT [source]

Another challenge is the change in benefit package experienced by individuals who age out of comprehensive coverage provided through the Medicaid EPSDT benefit at age 21. Medicaid/CHIP children with special health care needs find their health care more affordable than those with private insurance only. Medicaid/CHIP-only children with special health care needs are more than four times as likely to report that their out-of-pocket health care costs are always reasonable compared to those with private insurance alone .


VAERS collects and reviews reports of adverse events that occur after vaccination. An “adverse event” is any health problem or “side effect” that happens after a vaccination. VAERS cannot determine if a vaccine caused an adverse event, but can determine if further investigation is needed. VAERS defines a “serious adverse event” as life-threatening illness, hospitalization, prolongation of an existing hospitalization, permanent disability or death. A separate study that began in 2020 of 3,950 health care personnel, first responders, and other essential and frontline workers showed vaccine effectiveness of full immunization was 90 percent and 80 percent for partial immunization.

The NPN is used by many states to replace a producer license number. Once you have passed your state licensing exam, you are ready to apply for an insurance license. After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the Texas licensing exams, so you will be prepared to pass the first time.

Since inexperienced drivers pose a higher risk for insurance providers, their rates are often significantly higher. Allstate offers the cheapest car insurance rates for young drivers, averaging $34 a month. New drivers must abide by special driving restrictions, including curfews, electronic device limitations, and passenger age restrictions.

texas department of insurance

It is important to note, once a vial has been punctured it has to be used within six hours. Please monitor your phone closely and answer all calls if you are on the waitlist. If you do not answer, the Health District will have to go to the next person on the list.

Knowledge of infrastructure in Texas is vital for all car insurance shoppers hitting the road in The Lone Star State. While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Among all fifty states, Texas drivers rank 36 in the number of car accidents per driver.

Types Of Coverage

You can also check for free testing sites with Harris County Public Health. Jamie Dudensing is the CEO of the Texas Association of Health Plans, a group that represents the insurance industry. She explains that some medical facilities are covering the costs of COVID tests under the federal mandate. The Vaccine Adverse Event Reporting System , is a national program managed by the U.S. Food and Drug Administration to monitor the safety of all vaccines licensed in the United States.

He and his staff advise and support all areas of TDI on a wide range of regulatory matters including licensure, examinations, holding company transactions, receiverships, policy form and rate filings, rulemaking, agency contracts, and public information requests. Kitzman, originally from Texas, made a name for herself as South Carolina’s insurance commissioner. Kitzman ran as a Republican for South Carolina lieutenant governor in 2010. She collected more than half her donations from the insurance industry, according to reports.

Please visit the ERA program page to see if you qualify for rental assistance due to COVID-19. If you need food, funds, mental health support, a job, etc., take a look at this list of area resources. Additional information from Workforce Solutions Rural Capital Area for Jobseekers and Employers is also available. This company also offers COVID-19 testing on the Texas State University campus for faculty, staff and students only. CDC does not recommend booster doses for recipients of the Moderna or J&J/Janssen COVID-19 vaccines at this time. Mixing and matching vaccine brands is not currently authorized by the Food and Drug Administration or recommended by the CDC.

Our market leadership is built on our genuine care for the interest of our agents, brokers, and customers. We welcome open lines of communication to foster relationships and provide a foundation for profitable business. FINANCIAL STRENGTH, MARKET LEADERSHIP AND LONG-TERM STABILITY CNA Surety is known for its expert underwriting, solid financial strength, market leadership and creative solutions to all bonding requirements. With a highly diverse product line, one of the broadest underwriting capabilities in the industry, and an unparalleled distribution system, the CNA Surety group of companies ranks as one of the largest writers of surety bonds in the United States. Message frequency varies, but you may receive up to one message per week during Open Enrollment. Insurify used a recent report from TripNet to rank twenty-five states by roads in poor condition, structurally deficient bridges, and fatality rate per 100 million vehicle miles traveled on rural roads.

Texas Department Of Insurance Tdi Customer Service Survey

The TDI Fraud Unit employs criminal investigators, prosecutors, and crime analysts. Parent/caretakers of Medicaid/CHIP-only children with special health care needs are more likely to face challenges with their own health compared to those with private insurance only. Additionally, Medicaid/CHIP-only children with special health care needs are three times as likely to live in a home with only one caregiver compared to those with private insurance alone . These children report higher rates of serious house insurance difficulty concentrating, dressing/bathing, and doing errands alone as well as higher prevalence of I/DD and co-occurring I/DD and behavioral health disabilities when compared to the Medicaid/CHIP-only population . Medicaid/CHIP covers almost half of all U.S. children with special health care needs, though the share varies by state. These children are more likely to be low-income, a member of a racial or ethnic minority group, and younger than those children covered by private insurance alone.

Hays County now reports the number of people who are currently hospitalized by vaccination status. For this graphic, anyone with even a partial vaccine (one dose of a two-dose vaccine) is considered vaccinated. To improve the quality of life for all American people and communities, from rural to urban, and to increase the productivity and competitiveness of American workers and businesses. You will need to wait out the driver license suspension period and complete the requirements that the DPS has set out for you in your enforcement notification before you can reinstate your driver license.

“• We can’t help with complaints against another person’s insurance company. For instance, we probably won’t be able to help you if you’re in an accident and the other driver’s insurance company won’t accept liability. “• We can’t make a company pay a claim unless the failure to pay violates a law or the terms of your policy. Deer Park alleged State Farm refused to pay a variety of charges, such as an additional $14 an hour for his sheet metal and refinish rates, $225 administrative and detailing charges, and operations like denibbing. Each claim was allegedly unfairly denied to the tune of between $1,031.35-$2869.47; altogether, they constituted more than $9,000. If you have comprehensive, “other than collision” coverage, your auto policy will pay for flood damage to your car.

CMS has encouraged states to consider making these changes permanent, though states will require adequate financing to retain many policy changes. Additionally, state actions to unwind emergency authorities and resume regular eligibility renewals at the end of the PHE have implications for maintaining continuity of coverage and services. Amerigroup is a health insurance plan that serves people who receive Medicaid. Members receive the care and services needed to become and stay healthy. During the application process, you will be able to choose a health plan.

The exams have test takers take photos of themselves, their ID, and work area, and then the exam administrator runs a security check and starts the test. Online exams require a reliable computer, webcam and internet connection. A government ID, and space free from noise and distractions are also required. If an in-person exam has already been scheduled, it can be canceled and new one scheduled by selecting “take my exam from home or work.” Exams must be canceled at least 48 hours before the test is scheduled to start.

The loan agency PeopleFund, a nonprofit community lender, managed the application process. We strongly recommend calling the business or visiting their website ahead of time to confirm details such as if appointments are needed, if they require proof of insurance and/or ID and if there are any out-of-pocket costs. If you have any questions about the Texas drivers license eligibility or have any further questions on how to get a suspended license reinstated – contact Aceable today, and we can help you every step of the way.

Historical Officeholders

When dealing with yours or somebody else’s insurance company, always make sure you get every claim or statement made over the phone or in person in writing. You are within your right to ask for any conversation, confirmation, or agreement to be produced in writing for your records. For instance, your home was damaged and now your insurance company refuses to cover the cost. The insurance company may claim that it’s outside of your policy limits or that they have a different interpretation of your policy. No matter what, they won’t help when your home desperately needs repair. For example, if you have been injured and there is either none or not enough insurance to cover your expenses related to the accident, it may be time to hire the best car accident lawyer you know to help you file a lawsuit.

Providing TWIA policyholders with alternative options for wind and hail insurance in the private market. Although TWIA is not a state agency, many of our business rules are mandated by the Texas Legislature. Before a licensed escrow officer can operate, they must be appointed by a title agent / direct operation. The Texas title industry is fully regulated by the Texas Department of Insurance .

The Commissioner could commence an action to revoke Brown’s license within five years of learning of the omission from Brown’s 1995 application. The Commissioner learned of the omission on May 31, 1996 and initiated this action on June 23, 1998. Developed to circulate air and provide ample ventilation for metal buildings, both the 9-inch- and 12-inch-throat commercial auto insurance Continuous Ridge Ventilator,and the Ridgeline Low-Profile Ventilator, were wind uplift tested according to the ASTM E330/E330M-14 test method. The test evaluates structural performance based on uniform static air pressure difference. The commissioner serves a two-year term on appointment of the governor, with the advice and consent of the senate.

­Candidates are not allowed access to other items, including but not limited to, cellular phones, exam notes and study guides, unless the exam sponsor specifically permits this. However, candidates are not permitted to leave the floor or building for any reason during this time, unless specified by the administrator and the exam sponsor. If a candidate is discovered to have left the floor or building they will not be permitted to proceed with the examination and may forfeit the exam fees. Upon entering and being seated in the testing room, the test administrator will provide the candidate with materials to make notes or calculations and any other items specified by the exam sponsor. The candidate may not write on these items before the exam begins or remove these items from the testing room. The state of Texas does not require prelicensing education unless an applicant desires a temporary 90-day license.

Texas Outlines Changes to Insurance Agent Licensing Requirements – Insurance Journal

Texas Outlines Changes to Insurance Agent Licensing Requirements.

Posted: Mon, 12 Jul 2021 07:00:00 GMT [source]

The number of fatalities remains at 18 and there are no recorded active cases. October 3 – The Texas Department of State Health Services reported there have been 335 positive cases of COVID-19 in Aransas County with 273 recoveries, 18 fatalities and 44 current, active cases. October 23 – The latest TX DSHS numbers show there have been 348 positive cases in Aransas County. October 28 – Two new cases both females bringing the total of positive cases to 350. For those who wish more information or daily updates, please visit the Texas Map for COVID-19 .

In 2014, the commissioner received a salary of $175,000 according to the Council of State Governments. The commissioner’s powers, term of office, etc. are derived from Section 31 of the Texas Insurance Code. Encourages carriers to provide premium grace periods for policyholders with financial hardships caused by the COVID-19 outbreak. Waiver of requirement that during any two consecutive quarters at least 70% of an organization’s applicants for temporary licenses take required licensing examination. Announcements that TDI has issued a modified filings chart that describes, by license type, filing requirements, deadline extensions and instructions for payment. Process and deliver indemnity benefits and medical payments in a timely manner.

Jennifer Osborn Nix works diligently for insurance companies, third-party administrators, and other regulated entities to further their goals and help them remain compliant within the 50-state regulatory scheme. She focuses on insurance regulatory and compliance issues, with a primary emphasis on life and health insurance matters. Here at Texas Department of Insurance, I got a chance to understand the insurance industry from a different perspective.

The new rates are expected to go into effect for policies issued or renewed starting January 1, 2022. Title agents and escrow officers have an additional 90 days to renew their licenses and submit continuing education credits. Escrow officers can now use Sircon to renew and apply for a license. Paper application and renewal forms will not be accepted after March 1, 2021. You consent to share the information you provided with this agency.

Strickland also represents TDI at the National Association of Insurance Commissioners and other insurance regulatory meetings. Within the NAIC Stan has served on various task forces and groups charged with working on issues including lender placed insurance, principle based reserving, and surplus lines. He currently sits as a member of the Cybersecurity Task Force and the International Insurance Regulatory Cooperation Working Group. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client’s behalf. TDI insurance specialists are also available at the DRCs to provide general insurance information, locate your agent or company, or file a complaint.

Some companies that appear to be acting as insurers are not authorized to write insurance in Texas. Be very suspicious of coverage that seems too good to be true or rates far below what other insurance companies are quoting. You can learn more about these by visiting Texas Department of InsuranceDiscount Health Care Programs Resource page online—including how to register for a discount program and to spot a scam attempt. When requested by the Texas Department of Insurance, the Office of the Attorney General represents the department and its Commissioner in court. The Texas Department of Insurance is the official state agency charged with regulating the insurance industry in Texas. The most efficient way to manage credentials for the entire agency.

New insurance commissioner for Texas – Captive International

New insurance commissioner for Texas.

Posted: Thu, 09 Sep 2021 07:00:00 GMT [source]

Section 5.501 of the Texas Administrative Code requires an insurer to provide a notice to the insured or third-party claimant who makes a claim regarding damage to a vehicle. The required notice specifies that a claimant has the right to select where a motor vehicle is repaired and the parts used for repairs. The notice also specifies that an insurer is not required to pay more than a reasonable amount for such repairs and parts. For more information, visit TDI’s website with more information insurance fraud. “Most people wouldn’t realize they’ve been scammed until they get in an accident or get pulled over for a traffic violation,” says TDI’s fraud chief, Chris Davis.

● One visitor will be allowed during the day of a procedure until the patient leaves the pre-procedural area. During the time of the patient’s procedure, the visitor may be required to leave the facility and will receive a call to return post-procedure. Health benefits and health insurance plans contain exclusions and limitations. Employers can choose from a variety of medical, pharmacy, dental, vision, life, and disability plans.

You may also call TDI’s Consumer Help Line toll-free, Monday through Friday from 8 a.m. You may also have your contractor present at the inspection or have the contractor review the adjuster’s report before settling the claim. If you haven’t heard back from your insurance carrier, agent, or adjuster within a reasonable period of time, contact TDI. If you’re not sure, ask your agent or an insurance company representative for an explanation.

The agency is responsible of enforcing the Texas Insurance Code; to regulate the insurance business, protect consumers, ensure fair competition among companies, and foster the stability of insurance market. In addition to administering the Texas workers’ compensation system according to the Texas Labor Code, performing the duties of the State Fire Marshal’s Office, and providing administrative support to the Office of Injured Employee Counsel. The state insurance department receives, researches, investigates, and resolves individual consumer complaints against insurance companies, agents and brokers. The Department provides educational materials and assistance for consumers regarding insurance questions and coverage provisions. With very few exceptions, insurance companies writing policies in Texas must be licensed by the Department. If you have questions, please check out the local government and Chamber web sites.

The Medicaid/CHIP-only group also is more likely to report that their insurance meets their behavioral health needs compared to those with private insurance alone . These findings likely reflect Medicaid’s robust benefit package for children, which includes acute and preventive services as well as LTSS and HCBS, which are typically not covered by private insurance. Medicaid’s Early and Periodic Screening Diagnostic and Treatment benefit includes regular medical, vision, hearing, and dental screenings as well as the services necessary to “correct or ameliorate” physical or mental health conditions. These services must be provided for children, regardless of whether a state chooses to cover them for adults. Medicaid/CHIP-only children with special health care needs are less likely to have a usual source of sick and preventive care , but they are more likely to report their insurance allows them to see needed providers compared to those with private insurance alone . The rates of children with special health care needs who have had at least one preventive visit in the past year and received mental health treatment when needed in the past year are similar across coverage groups .

  • Mr. Stout is Board Certified in Personal Injury Trial Law and has been actively trying cases for over fifteen years.
  • These services may not be covered at all, or may not be covered adequately or affordably, by private insurance.
  • The American Rescue Plan Act established the Restaurant Revitalization Fund to provide funding to help restaurants and other eligible businesses keep their doors open.
  • The Texas title industry is fully regulated by the Texas Department of Insurance .
  • In recognition of his accomplishments and results, he has been selected by Thompson Reuters as a Super Lawyer since 2014 (a distinction given to less than 1% of the lawyers in the state of Texas) and has been selected as Lead Counsel.

Currently, an estimated 20 percent of Texas drivers are uninsured. Earning this license qualifies you to investigate and adjust any claim in connection with an insurance policy in the state of Texas. Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan. After passing the examination, apply for your license by submitting an application electronically through NIPR (). The passing score of an examination was set by the Texas Department of Insurance after a comprehensive study was completed for each examination.

If caught driving an uninsured vehicle, Texans risk civil or criminal charges. First-time offenders of driving as an uninsured motorist in Texas will be slapped with a citation and fines ranging from $175 to $350. Drivers are required to keep proof of insurance on their person any time they are operating a vehicle on Texas roadways. The Texas Department of Insurance states that electronic documents accessible from a smartphone are sufficient proof of insurance if you are not driving with a hard copy of your insurance documentation.

Applicant cannot renew earlier than ninety days prior to license expiration date for an active line of authority . The Texas Department of Insurance can help you with insurance problems, complaints, and questions. Because most Texans have several types of insurance — health, auto, home, etc. — we keep an eye out for insurance scams and deceptive insurance practices. Candidates may contact the Texas Department of Insurance with questions about maintaining a license after the license has been issued. TDI, along with the Office of Public Insurance Counsel provides, a free service that can help Texans with their auto, residential or commercial insurance needs. TDI has numerous divisions and charges, from monitoring Agent and Agency licensing, to processing consumer complaints, and much more.

Why would an insurance company investigate a claim?

Insurance companies often conduct claims investigations to evaluate the legitimacy of a claim. The investigation process helps the claims adjuster make an educated decision about how to proceed with a claim. Insurance claims investigations are used to combat the prevalence of false or inflated claims.

This is due to many of the estimates for these children not meeting the minimum standards for reliability. Families of Medicaid/CHIP-only children with special health care needs are more likely to face financial difficulty compared to those with private insurance only. They also are the least likely to be employed 50 weeks per year compared to other coverage groups, perhaps reflecting the greater amount of time they spend caring for their children’s health needs . Due to their chronic health conditions, children with special health care needs may rely on long-term services and supports , including HCBS. These services may not be covered at all, or may not be covered adequately or affordably, by private insurance. At the same time, state Medicaid HCBS programs and providers have been challenged by the pandemic and accompanying economic downturn.

By federal law, COVID tests are free regardless of having insurance. Yet many people end up with bills for hundreds even thousands of dollars for a simple test. KPRC 2 Investigates team getting answers and shows you how to find a free test when you need one. If you have previously tested positive for COVID-19, you are eligible for the vaccine, so long as you are no longer infectious and have cleared quarantine. If you have been directly exposed to COVID-19 within the last 14 days, you will not be eligible for the vaccine at this time. The vaccine is available at no charge, regardless of insurance status, to those who meet the State of Texas criteria.

Children in general also have experienced health care disruptions, mental health challenges, and economic hardships, as the pandemic has coincided with important periods of their physical, social, and emotional development. All of these effects may be intensified for the estimated 13.9 million children, or 19% of all children in the U.S., who have special health care needs.1 As defined by the U.S. Consequently, health insurance coverage, affordability, and benefit package contents are especially important for children with special health care needs. Even though Medicaid/CHIP-only children with special health care needs have greater health care needs, they are more likely than those with private insurance alone to report that their benefits are always adequate to meet their needs .

Medicaid makes coverage affordable by limiting cost-sharing and protecting children from high out-of-pocket costs and covers services that private coverage typically does not, including LTSS. Experts note thatgoing to school in-person is beneficialfor children’s social, emotional, and physical health and can provide access to important health services and address racial and social inequities. The COVID-19 pandemic has had a disproportionate impact on people with disabilities, including children, whose health and service needs may place them at increased risk of contracting COVID-19 and becoming seriously ill.

texas department of insurance

However, since re-infection is unlikely to occur in the first 90 days after an infection, we are asking that you wait until 90 days have passed after having tested positive to obtain the vaccine. We do not recommend that you receive any other vaccines at the same minnesota life insurance company time you are vaccinated for COVID-19. Our current recommendation is that you wait for 14 days after receiving your COVID vaccine before receiving another type of vaccination. These recommendations only apply to the Pfizer-BioNTech COVID-19 vaccine at this time.

Recent CMS guidance confirms that states may use these funds to pay family caregivers, provide equipment and supplies, and offer respite care. The reconciliation bill being considered by the House includes $190 billion for HCBS. The share of children with special health care needs covered by Medicaid/CHIP varies by state. State eligibility limits in pathways for children who qualify for Medicaid/CHIP based solely on their low income range from 175% FPL to 405% FPL. Additionally, most disability-related Medicaid eligibility pathways are optional and vary across states. Thirty-two states provide Medicaid/CHIP to under half of children with special health care needs living in their state, and 19 states, including DC, provide Medicaid/CHIP to over half of children with special health care needs living in their state .

We know that any information we have is more powerful when we give it to you. With roughly 94 percent of forestland in Texas privately owned, the trees, forests—and the benefits they provide – rests in the hands of thousands of Texans. While keeping the entire state’s forested landscape in mind, we inform and educate landowners on sustainable land management practices. Most of the symptoms are mild, and resolve quickly after 24 to 48 hours. We will be providing some recommendations for over-the-counter therapy after the vaccine is administered. People aged 18–49 years with underlying medical conditions may receive a booster.

texas department of insurance

A $5.00 dollar fee will be required to print your license at /Texas. After the $5.00 fee is paid, copies may be printed for an additional 30 days at no extra charge. It is very important that this information is correct, as it will appear as it was entered on the documentation provided to you after you have completed the exam, as well as on any reports to your licensing agency. Take your Texas Department of Insurance exam conveniently from home through OnVUE online proctoring. A live proctor will monitor you through the webcam on your workstation to provide a secure exam experience. You must pay a $50 fine for each CE hour you didn’t complete on time.

This license qualifies you to sell products in the state of Texas to protect clients from financial issues as a result of damage or injury. Refund computations will be based on the period of enrollment computed on basis of course time . All program policies are subject to the rules and/or requirements established by individual states. For more information about refund policies in specific states, please see the state policies listed below.

The plaintiffs have multiple chronic health conditions such as cerebral palsy, brain injuries, muscular dystrophy, spinal muscular atrophy, seizure disorders, developmental delays, and several rare disorders. They rely on services such as private duty nursing to monitor the feeding tubes, tracheostomies, and ventilators that enable them to eat and breath; home health and personal care to help with mobility and self-care; and prescription medications. Under Tennessee’s waiver, they are required to enroll in capitated managed care, and they allege they have experienced service denials or restrictions, placing them at risk of entering hospitals or institutions. ● A limit of two different visitors per patient are allowed for the entire stay but must be on different days. Only one visitor per day is allowed during visitation hours, and each visit is limited to no more than two hours to help reduce the risk of exposure. Contact your local St. Luke’s Health facility to learn more about visitation hours.

Why do insurance companies deny insurance claims?

Insurance claims are often denied if there is a dispute as to fault or liability. Companies will only agree to pay you if there’s clear evidence to show that their policyholder is to blame for your injuries. If there is any indication that their policyholder isn’t responsible the insurer will deny your claim.

Information on violators was also available in the department’s newsletter, TDInSight. If the person or business is not listed as being a licensed insurance agent or agency, report this information to Texas Department of Insurance. At the DMV, Texas residents can access services like driver’s license and identification card registration and renewal, vehicle registration, and license plate pick-up, as well as insurance information and services provided by the Texas Department of Insurance. Unfortunately, the Texas Department of Public Safety does not offer appointments. For the shortest wait times, avoid planning your visit on Mondays and Fridays or during lunch hours.

texas department of insurance

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Texas state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance providers list this type of coverage as 30/60, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash.

Oftentimes, this happens when drivers are under-insured, forcing you to pay the difference of the incurred damages. The most frequent type of lawsuit against insurance companies that we see has to do with automobile accidents, of which there are thousands in Texas every year. Common insurance disputes and issues that we see include not having enough insurance (Texas limits are 30/60), being involved in a car accident without insurance, or the driver of the car not being covered by the active insurance policy. The second complaint you can file with an insurance company is a legal complaint. Most complaints people file against insurance companies have to do with the claim settlements.

Appointments may be made up to one calendar day prior to the day you wish to test, subject to availability. You may schedule your exam online or over the phone by contacting customer service. If you used a paper application or National Insurance Producer Registry to apply for a license, you must pay to print your license. After you pay the fee, you can print copies for 30 days at no extra cost. Easily submit course completion rosters, applications, and renewals to process faster than ever with direct access to state departments of insurance.

Date: October 11, 2021